Gretchen (nee Siemers) Schmidt
Gretchen has worked in the insurance agency business since being a young girl, learning all aspects of Agency Operations from her father, Tom Siemers. She became a licensed agent in 1979. During her business career, she worked for nearly 40 years for Franklin Savings & Loan and was President until the institution sold to Cheviot Savings Bank in 2011. Gretchen attended Guardian Angels Elementary School and Archbishop McNicholas High School. She graduated from Xavier University with a BSBA in Business Administration.